Insurance

We accept most
major dental insurance plans

Bring your card and we'll handle the rest — our team verifies your benefits and files your claims for you, at no charge.

Verify My Benefits Book an Appointment

Accepted Plans

Insurance carriers we work with

These are among the plans we most commonly see — and this list isn't exhaustive. If you don't see your carrier below, call us anyway; there's a good chance we can work with your plan. Select any carrier to visit its dental insurance site in a new tab, where you can learn about your coverage and log in to your member portal.

All carrier names and logos are the property of their respective owners and are shown only to indicate plans we commonly work with.
Listing a carrier does not guarantee that every plan under that carrier is in network. Selecting a carrier opens that company's own dental insurance website in a new tab — KoLa Dentistry is not responsible for the content of external sites.
Sun Life acquired Assurant Employee Benefits — if your dental card still says Assurant, your coverage is now through Sun Life.

Two Easy Ways to Check

Confirm your specific plan

Dental coverage varies plan by plan — even within the same insurance company. Before your visit, confirm your benefits one of these two ways.

📞 Let us verify it for you

The easiest option. Call with your insurance card handy and our front desk team will look up your specific plan, confirm your benefits, and explain what's covered — free, and before you ever sit in a chair.


Call 512-472-5633 →

💻 Check your member portal

Log in to your insurance company's member portal or app and look up your plan's provider network, annual maximum, deductible, and remaining benefits. Your member ID is on your insurance card.


Find your carrier's site above ↑

How It Works

We handle the paperwork

You shouldn't need a benefits degree to go to the dentist. Our team verifies your coverage before treatment, gives you a clear cost estimate up front, and files your claims directly with your insurance company.

  • Free benefits verification before your visit
  • Clear, itemized cost estimates — no surprise bills
  • We file your claims for you
  • Help maximizing your annual benefits before they reset
  • Out-of-network benefits checked too — many plans still cover a good portion

No Insurance?

You still have options

Plenty of our patients don't carry dental insurance — cost shouldn't stand between you and a healthy smile.

🍒 Cherry Financing

Flexible monthly payment plans for any treatment amount, with fast approval and no impact to your credit score to check eligibility.


See financing options →

💳 Cash, Check & Cards

We accept cash, checks, and all major credit and debit cards, plus CareCredit for larger treatment plans.

Common Questions

Insurance FAQs

We accept most major dental insurance plans, including Delta Dental, UnitedHealthcare, Cigna, MetLife, Aetna, BlueCross BlueShield, Guardian, Humana, United Concordia, Ameritas, Principal, Lincoln Financial Group, Sun Life, GEHA, Renaissance Dental, and Careington, plus most PPO plans. Because coverage varies by individual plan, call us at 512-472-5633 or check your insurer’s member portal to confirm your specific benefits.
Yes — Delta Dental is one of the plans we most commonly see at our Austin office. Because coverage varies by individual Delta Dental plan, call us at 512-472-5633 with your card handy and we’ll verify your specific benefits for free before your visit.
Yes — we commonly work with UnitedHealthcare, Cigna, MetLife, and Aetna dental plans, along with BlueCross BlueShield, Guardian, Humana, and many others. Plan networks differ, so call 512-472-5633 and our front desk will confirm your specific coverage at no charge.
The fastest way is to call our office at 512-472-5633 with your insurance card handy — we’ll verify your benefits for you at no charge. You can also log in to your insurer’s member portal and look up your plan’s provider network and coverage details.
Yes. We welcome patients without insurance and accept cash, check, and all major credit cards. We also offer flexible monthly payment plans through Cherry, with no impact to your credit score to check eligibility.
Yes — our front desk team files claims on your behalf and works directly with your insurance company, so you don’t have to handle the paperwork.
Many plans include out-of-network benefits that still cover a meaningful portion of your care. We’re happy to check what your plan allows and give you a clear cost estimate before any treatment begins.

Not sure what your plan covers?

Call us with your insurance card — we'll verify your benefits before your visit, free of charge.

Call 512-472-5633